I am entering it into the Nacho Average Challenge #39.
Thanks for stopping by, Lorry :o) xx
Here is my effort
And here is the sketch
Stamps: Secret Garden and Itty Bitty Banners by Stampin' Up!.
BG papers: Fall by Shery K Designs.
Dies: Secret Garden by Stampin' Up!
Embossing Folder: Woodgrain Stampin' Up!
Embellishments: Flat backed pearls from Hobby Craft.